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Three millions!

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  • 9 hours to read
  • 36 chapters
  • Reading level: 6th grade

"Three millions! : or, The way of the world" by Oliver Optic is a novel written in the late 19th century. It centers on Eugene Hungerford, a principled young New Englander suddenly enriched by his uncle’s immense fortune—on the condition that he marry and produce a son named John Hungerford—setting up a conflict between love, duty, and personal integrity. The story moves among Poppleton’s mills and harbor and the nearby islands, following Eugene’s feelings for Mary Kingman, the attentions of an ardent artist, Eliot Buckstone, and the counsel of his friend Dick Birch, as wealth collides with character and community. The opening of the novel recounts the rise and death of Baltimore magnate John Hungerford and the reading of his elaborate will: generous bequests to friends and charities, and the bulk—three million dollars—held in trust for nephew Eugene until age thirty, to be inherited outright only if he is married and father to a son named John; otherwise the estate is divided among family members and institutions. Eugene, his mother, and sister Julia return to Poppleton dazed by their new status, while Eugene wrestles with the idea of marriage on principle rather than for money, dreams of improving Pine Hill, and sketches modest philanthropic plans to build decent homes for the poor. His college friend Dick Birch arrives, becomes his adviser, and warns him not to let pride or the will’s “price” chill genuine love. Meanwhile, a marine painter, Eliot Buckstone, spots Mary Kingman adrift after losing her oars and swims out, but Eugene and Dick soon tow her safely in, leading to a visit at her family’s weathered house on The Great Bell. There, Eugene’s restraint and stiffness—born of his fear of seeming to buy love—leave Mary unassured, while the charming Buckstone shows keen interest, setting the stage for the social and romantic tensions to come.

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  • Millionaires
  • Inheritance and succession

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Chapter I

THREE MILLIONS.

Three million dollars! In round numbers, three million dollars, after the legacies to individuals and the bequests to charitable institutions had been paid!

Three million dollars! Suggestive of mighty air-castles, of untold grandeur, of matchless liberality to the poor and needy! Suggestive, also, of long and weary years of patient seeking after worldly wealth, of painful struggles with adverse circumstances, and of parsimonious self-denial extending even to the very necessities of life.

There had been three great epochs in the life of John Hungerford, the Baltimore millionnaire, at each of which he had annexed a zero to the number indicating his worldly wealth; and it must also be said that he was continually adding zeros to the sum total of his moral and spiritual possessions. When he commenced his business career, he had three thousand dollars. Operating with care and prudence, it required twenty years to annex the first zero, and he was forty-one when the first financial cycle was completed. Another twenty years of care and toil annexed the second zero, and John Hungerford was more than threescore. Then fortune, always constant, became lavish, and the very skies seemed to rain down wealth. His real estate doubled, tripled, and quadrupled, and ten years placed the third and last zero against the accumulations of his lifetime. Then, having passed his threescore years and ten, he retired from active business with fear and trembling for the stupendous fortune he had made. Only three years more of life were vouchsafed to him; but one with his simple habits could not spend a tithe of his income, and another half million was added, almost in spite of himself.

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Contents

Show all 36 chapters
  1. Front Matter
  2. Chapter I
  3. Chapter II
  4. Chapter III
  5. Chapter IV
  6. Chapter V
  7. Chapter VI
  8. Chapter VII
  9. Chapter VIII
  10. Chapter IX
  11. Chapter X
  12. Chapter XI
  13. Chapter XII
  14. Chapter XIII
  15. Chapter XIV
  16. Chapter XV
  17. Chapter XVI
  18. Chapter XVII
  19. Chapter XVIII
  20. Chapter XIX
  21. Chapter XX
  22. Chapter XXI
  23. Chapter XXII
  24. Chapter XXIII
  25. Chapter XXIV
  26. Chapter XXV
  27. Chapter XXVI
  28. Chapter XXVII
  29. Chapter XXVIII
  30. Chapter XXIX
  31. Chapter XXX
  32. Chapter XXXI: A HomŒOpathic Dose
  33. Chapter XXXII
  34. Chapter XXXIII
  35. Chapter XXXIV
  36. Chapter XXXV

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About this edition

This free edition of Three millions! by Oliver Optic comes from Project Gutenberg eBook #76553, released 2025-07-23. It is in the public domain in the United States, so you can read it here in full at no cost, on any phone, tablet or computer. Genre: Romance, Novels, American Literature.

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